I am a WACHOVIA preferred Short Sale REALTOR, and I can help you.

By investing just 5 minutes of your time, I will be able to provide you several options how to hold off on the foreclosure proceedings, preserve your credit, and avoid foreclosure embarrassment.

If you can no longer afford to keep your mortgage payments current, there are alternatives to foreclosure proceedings. One of those options is called a "short sale." This means that the lender allows the homeowner to sell the home for less than what is owed. A short sale on your home would allow you the opportunity to maintain your credit score and even purchase another home in 2 years, whereas a foreclosure will devastate your credit score and keep you from being able to purchase another home for 7 years.

I have direct contact with the Short Sale Manager at Wachovia Bank, and I am able to receive a response to my short sale requests within 1 week to 1 month. I am also able to have the Short Sale Manager come out to your home, interview you, and pre-approve your hardship.

I will help you by working with Wachovia to negotiate a lower payoff amount in order to price your home below competition and get it sold. I will also aggressively market your home to attract buyers and oversee the entire sales process of your home.